If you were involved in a car accident, personal injury lawyer Chris Mellino welcomes you to contact our Cleveland office with any concerns you may have, including whether you still have time to file a claim under Ohio law. Below, we offer answers to a few frequently asked questions.
How Do I Know If I Have a Viable Personal Injury Claim?
Generally, you have a good personal injury claim if the other driver was at fault for your accident or failed to follow recognized rules of the road, if the other driver’s negligence caused your injuries, and if the other driver’s insurance policy applies to the accident or you have underinsured or uninsured motor vehicle coverage.
Attorneys and Insurance Companies Keep Contacting Me. What Should I Do?
After a car accident, you will be bombarded by phone calls and mailings from the other driver’s insurance company, your insurance company, your health insurance company, chiropractors, and personal injury lawyers. The other driver’s insurance company may request a recorded statement or ask you to sign an authorization to retrieve your medical records. It’s important that you seek legal counsel before speaking with any of these people.
What Is Subrogation?
Subrogation is a term that insurance companies include in your policy. This clause requires you to repay the company any money it paid for medical treatment after your car accident if your lawsuit against the other driver is successful. For example, if you have health insurance through Medicare, and it paid some of your medical bills following the accident, you are obligated to reimburse Medicare for the money it paid if you win your case. In fact, these funds come directly out of any verdict or settlement.
It’s important to note that insurance companies do not always have a right to subrogation. There may be exclusions or federal or state laws that reduce, eliminate, or nullify the amount your health insurance company seeks to recover. A personal injury lawyer can help you determine whether you have to pay a subrogation claim.
Why Should I Hire Personal Injury Lawyer Chris Mellino?
First, Mellino Law Firm does not advertise. The majority of our cases come to us from attorneys and satisfied clients.
Second, Chris and Tom are respected throughout northeast Ohio for their ability to dig below the surface to make sure no fact is overlooked. Our law firm’s success results from a dedication to our clients and a commitment to protecting the rights of those who’ve been injured by others’ negligence. Our client testimonials are a testament to this commitment.
Third, larger firms take every case that walks in the door, settle those cases for the first amount offered in order to fund their next commercial to bring in even more clients, and leave clients in the hands of first-year associates and paralegals. We only file personal injury claims for clients who’ve suffered severe, permanent, and disabling injuries. By only accepting a few claims at a time, we’re able to give each one the unique attention it deserves. And, when you call us, you will speak to us, not a “case manager.”
Ask Us About Our Experience
The only way to know if a personal injury lawyer is equipped with the knowledge and experience to handle your case is to ask about previous case results. For nearly 30 years, we’ve specialized in car accident lawsuits involving:
- texting while driving;
- hazardous road conditions;
- pedestrian injuries;
- traumatic brain injuries;
- paralysis and spinal cord injuries;
- burns; and
At Mellino Law Firm, we understand that while a motor vehicle accident may last mere seconds, an injury, such as nerve damage, can persist for a lifetime. To ensure that you get a fair settlement, we will assess the total losses, including:
- vehicle damage;
- rental car costs;
- medical expenses (pdf);
- lost time from work/inability to work; and
- pain and suffering.
Unfortunately, thousands of crashes occur in our state each year. According to the Ohio Department of Public Safety (pdf), nearly 520,000 passenger vehicles, trucks, buses, and motorcycles were involved in collisions in 2011. The personal injury lawyers at Mellino Law Firm understand the impact of negligence such as distracted driving. Contact us for a free consultation before speaking with any insurance adjuster.